Welcome to the Edfinancial Services Help Site
Here you can find answers to many common questions, learn about student loans, and get some good advice on managing your student loan debt after college. Use the Help Categories on the right to find what you need, or use the contact information to get in touch with us. You will see the most recent article on the page below.
Are defaulted loans held by the guarantor eligible for IBR?
No, defaulted loans held by guarantors are not eligible for IBR. If a defaulted loan is rehabilitated and repurchased by a Title IV lender, however, that loan then becomes eligible for IBR.
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Income-Based Repayment (IBR)
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